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The Best Savings Account for Children / Kids in Malaysia(0)

February 2, 2012

Are you looking for the best savings account with the highest interest rates for your newborn baby or kids below 18 years old? Here is the comparison between my top 3 junior savings account picks in Malaysia:Savings Account Name:AmGeniusHong Leong Junior Savings AccountWISE Savings AccountUp to RM50,000 – 3.00% paAbove RM50,000 – 1.00% paFirst RM50,000 [...]

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Buying a Subsale House – Lodge a Private Caveat during Property Transaction

Q1: What is private caveat?A1: Shall have the effect as it expressed to bind the land itself or an undivided share in the land or merely a particular interest if any.Q2: Who should lodge a private caveat?A2: Persons/bodies who has the interest on that particular property/land can lodge a private caveat.Q3: What is the purpose [...]

Sale and Purchase Agreement (SoHo – Not Following Schedule H SPA)

What’s wrong for buying a SoHo, which is not following Schedule H sale & purchase agreement? Please look at the example of payment schedule shown on below.Did you found anything wrong about it?“Within fourteen (14) days after receipt by the Purchaser of the Vendor’s written notice of the commencement of: -”Whenever the developer COMMENCE works [...]

Home Loan for Low Income Earners (First Time Buyers)

Is it possible to get a home loan if your monthly combined household income less than RM1,200? Yes, it is possible!Basically, this program has been launched since 1976 with the purpose in helping low income earners, who are unable to secure any source of housing loan to finance their first house; either to build their [...]


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