7 Simple Steps to Owning a Home Without a Down Payment

7 Simple Steps to Owning a Home Without a Down Payment

by George Chapin

Don't Have a Down Payment?
Credit Less Than Perfect?

Not to worry. . .this mortgage industry professional shares the secrets of getting absolutely free money to purchase a home.

This easy to follow, step by step guide takes you by the hand and walks you through the steps of going from renter to owner in 60 days or less.

STOP PAYING RENT AND MAKING YOUR LANDLORD RICH!

Everyone wants to own their own home, but thousands of people don't have the money for a down payment. This e-book shows you how to get the money honestly, legally and simply!

Discover little known secrets like this:

• Information on 5 non-profit sources that will GIVE you the money for your down payment. MORE THAN $5000!!!!

• 3 ways to purchase a home without ANY cash!

• How you don't have to have good credit to purchase a home.

Everyone qualifies!

No income limitations!

5 sources that ***give*** you the down payment to buy a home!

1. you don't have to be a first time buyer
2. you don't have to borrow the money
3. you don't have to arrange some shady deal with the seller
4. this is a new program that most realtors and loan officers don't even know about!
5. works in all 50 states!

Are you tired of renting and paying someone else's mortgage?

Why is your landlord getting the equity and tax benefits while you get an endless stream of non-tax deductible rent receipts?

Get the kids out of the apartment and into a nice backyard!

Move into your own home and get them a better school district!

Contents

Disclaimer
Introduction
Seven Steps to your New Home
Step One Visit the Down Payment Assistance Web Sites and Take Notes
Example Transaction WITHOUT Down Payment Assistance:
Example Transaction WITH Down Payment Assistance:
Down Payment Assistance Web Sites
The Nehemiah Program:
The Ameridream Charity:
National Home Foundation:
Equity Grants:
New Song Down Payment Assistant Program
Step Two Finding the Right Lender
Banks vs. Mortgage Companies
Lender Interview Form
Mortgage Payment Chart
Additional Mortgage Resources
Step Three Finding a Real Estate Agent
Real Estate Agent Interview Form
Step Four Finding the Right Property
Inspecting a Home
Step Five Making an Offer to Purchase
Call Your Lawyer/Attorney
Double Check with Your Lender
Items to Consider
Deposits
What's Included With the Home?
Inspection Contingency
Down Payment Assistance
Time Frame Specific
Purchase Price
When your offer is presented
Step Six Finalizing the Loan Application and Gift Funds
What Happens After You Apply
Homeowner's Insurance
Home Appraisal
Title Search
Property Surv
Step Seven Loan Closing
Avoiding Last Minute Problems
Conclusion
BONUS INFORMATION
Locating Discounted Properties
Sheriff's sales
Credit Score - What is it and what does it mean to you?
Credit Score Chart
Other Low and No Down Payment Programs
VA loans
VA Quick Tips
FHA Mortgage Loans
FHA Mortgage Quick Facts
Conventional loans
Seller Financing
Other Sources for a Down Payment
Do You Need A Real Estate Agent to Sell Your Home?
Advanced Real Estate Topics
Investment properties
Screening prospective tenants
Credit history .
Past rental history
Personal re
Income to debt ratio
Sample Debt to Income Calculation:
Single Family Houses
Condominiums and Townhouses
Multi-family properties
Apartment buildings
Rehabilitate "REHAB" Properties
Financial and tax advantages of owning real estate
Debt consolidation

And The Best Part Is That You Can Be Reading This e-Book In Less Than 90 Seconds From Now!